Forgot to mention one catch. My car is an imported car that is not sold in Canada, a 2004 scion xb. When I looked on autotrader.ca in all of Canada there are none on the site that is the same year as mine and only 4 that are one year newer. The 05 are between $16000-$22000. The $16000 has the same amount of miles as my car has in it. The insurance company has offered $11500 which I feel is just too low but it is hard to compare to anything else.
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