Quote:
Originally Posted by Mike Oxlong
It's amazing what some banks try to get away with.
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No kidding.
Before we got a broker it was a bit of an eye opener.
Had the 5.45% is the
absolute best we can do for you talk. Replied with such and such bank are offering us 5.25 (total BS). An awkward moment. Bank person asks us to wait a minute. Goes and takes a quick dump and comes back saying that after talking with their boss they can match the other banks offer. So much for best and final offer.
My advice: Use a broker but if you're determined to do it yourself with the banks, get your BS head on and fill them with as much BS as they're filling you. Play them off against each other. NEVER believe a word they're telling you.
Don't talk to me about banks. I've got a great story on another dealing (totally off-topic) that starts with a employee screaming down the phone at me at 8am (who the hell phones at 8am?) and finishes with me standing at the phone with a dictophone 2 days later to record the BS they were feeding me. Why the dictophone? When I asked them to clarify in writing by e-mail the BS information from the phone, I got no reply. Knew that they were going to try and deny it all later which they did.