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Originally Posted by ericschand
Any tips for my friend on dealing with insurance or anything else?
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Don't take this as expert advice but simply JMO on things I'd consider.
Start getting independent quotes from contractors on how much it would cost to rebuild the house to make sure you're not getting short-changed. But at the same time remember that your friend won't get as much as the value of the house considering it doesn't take into account the lot.
Scope out the insurance companies contractors that they use for any rebuilding. I remember watching an episode of Holmes on Homes and the message I took from it was that a lot of contractors in this case see the rebuild as "an insurance job" and not one to be tackled with the same diligence as a private client. Does the insurance company guarantee the work of the contractor?
Condolences to your friend. I was in a nasty fire once as a teenager and it's no joke.
http://www.cbc.ca/consumers/market/f...ire/index.html