Well I signed up for the Select Service account today. Unfortunately, I still have to pay the 2.5% on currency conversion when withdrawing in Europe. At least I can do it and not pay $5 each time. But still if I ended up withdrawing all my money I would pay over $100 in these stupid charges. CIBC has the same 2.5% thing, but I can't find a bank without the 2.5% charge. If anyone knows one, please let me know and I will forget TD (even thought I just opened), and go there.
The
link to where it says, has it at the bottom. Number 3.