A money order drawn on a foreign bank is a collection item and it probably will take longer than 10 days for your bank to receive credit for the item. The manager likely looked at your account history and made a judgement call. Sometimes a foreign bank has accounts with banks in other major countries, so there could be a bank in Canada that can pay out for these money orders, in which case, ten days is long enough because the item would no longer have to be sent as a collection item.
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