What is the difference between getting a mortgage from a bank vs going through a broker.
Applied with ING but was declined not based on credit score or finances but because we have not been at our current job for 2 yrs. Kind of hard since we just moved to Calgary last summer. We have been in the same field though the past 3+ yrs. They said they could refer us to their broker division and that they have greater flexibility in who they can accept. The guy at ING said that the rates were the same or possibly lower with the broker. Is there something I should be aware of if we went with a broker?
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