The word is "Karmic". I know people who really believe in this, but I don't believe in Karma.
This world is random, violent, and arbitrary. Karma does not exist if you look at all the innocent, good people, who die or otherwise suffer needlessly or helplessly in this world. Karma is simply a justification for that, which would dictate that these people did something horribly bad earlier in their lives or even in a previous life if your belief goes that deep and so their fates are deserved.
Karma is either a) a way to put people in their place so they won't question what befalls them
or b) a way of generating mutual reciprocity or altruism
In civil society between genenally well-raised people with good morals and goodwill, this generally works because kindness is indeed returned with kindness. I think that's as far as it goes. It's like how a smile can make others smile.
If you really believe whatever you're failing at is a result of bad karma, please elaborate on your specific problem.
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