Quote:
Originally Posted by PowerPlayoffs06
Wow, if my reasong is crap, what the hell would you call that wall of text?
I haven't been to a bank in years other than to get a mortgage or do some fanancial planning. Why pay for tells who stand around and tell you you should just use the ATM instead if you actually do go to one for a withdrawal?
Banking is not free. That's what the whole complaint was about... Thanks for grasping that. Basic banking, like withdrawing your money or shuffling it from one basic account to another should be. Charge fees for advanced stuff like managing investment portfolios, mortgages, loans, what have you. Not because I want to take $50 of my own money out.
I have no problem paying my bank interest for loans, mortgages and what have you. I do have a problem that it costs me money to make a friggin' purchase at 7-11. I'm basically paying money for the ability to pay money... That's awesome.
I'd complain if the car wash upped it's prices and was using water from my house to clean my own car. That's about the only way you can even compare that to what I'm talking about here.
Yeah, withdraw my money and keep it under a mattress. Awesome idea. Have you ever thought about trying to live life without dealing with a bank? Good luck. No mortgage, no student loans, none of that lovely crap you just rambled on about... It's pretty much impossible, which is why they can gouge you for ridiculous crap like making a simple withdrawal of money that you worked to earn.
MINE is a very common and mistaken viewpoint? Then you go on to say that banks are doing ME a favor? That friggin' ######ed. I'm doing the bank a favor by letting them have my money, invest it and profit off of it. No wonder you're so content to bend over and take whatever anybody gives you if you're thinking they're doing you the favor.
I have no choice but to use a bank. Nobody does. Rare is a job that pays by cheque and not direct deposit. As we both already said, good luck buying a house without a mortgage, going to school without a student loan, etc., etc.. It's exactly that reason that people get jacked with all sorts of fees and charges, because there's nothing you can do about it except pull your money out of that bank and find one who isn't going to screw you. Which is evidence that banks aren't doing US favors by "managing our money for us," it's that we're doing THEM a favor by ALLOWING them to handle our money.
If they were doing us the favor, you'd think there's be fees to deposit my money, not fees to take it out and ease their heavy burdon of making a profit off me.
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You = communist if you believe that. Nothing is free. Even the mail i mentioned in my last post is paid by your taxes. You even pay fricken health care premiums and you want banking for you free. What effing world do you live in that you should demand free services...oh but only for the ones you don't want to have to pay for.
How can you still not understand that IT IS A BUSINESS. like all the examples i mentioned we could start threads on them all complaining that they should be free because we don't feel like paying for that service.