I'm a financial planner and I hate the bank as much as anyone. Um, way more, actually. I don't hate all of my competition, but there are things about the banks that I hate way more than fees. Bank fees as well down my list.
I hate the fact that it's very hard to get a real person on the phone. I hate the biased investment advice they give their clients. I've transferred millions of dollars of bank funds out, and although they can sell third-party products I've never seen one case where they have done so. I hate the fact that they push debt on people who cannot afford it, putting people into severe financial trouble. I hate the fact that they push mortgage insurance, a product that terrible in that it's expensive, inflexible, your premiums don't decline as your debt reduces and, perhaps most of all, that it's underwritten at the time of claim so sometimes doesn't even pay out. Hell, I hate the fact that they have unlicensed flakes staff who sell this crappy insurance when I need a license and lots of product knowledge. I hate the fact that they think they control the world and they lobby politicians for things that benefit the banks but hurt people. I hate the banks' arrogance.
Yup, there are way more important things to complain about regarding banks.
Oh, BTW, many people who squawk about bank fees think nothing about throwing money down the toilet on smokes, booze adn tonnes of other stuff that is way more money than bank fees. This is not a comment on the OP as I don't know you. Just sayin'.
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