[Bring_Back_Shantz]

Okay, take this advice for what it is.

CNQ probably isn't going to tank anytime soon. Hell even if the stock price only rises 10% per year you're still well ahead of the mortgage payments.

My feeling with stock options is that as long as you can see your company growing, which CNRL is likely to do, then hang on to them untill they are ready to expire and you'll get the maximum value.

I hung onto everything my company gave me from the day I started untill it hit the magic number for me to pay off my mortgage and cashed them in then.
The stock has still gone up quite a bit, so I left some money on the table, but I'm debt free so I'm pretty happy about that.

If I'd cashed them in earlier, I'd still have a mortgage, and I'd be wishing that I'd held on to maximize their value.

So if you're gonna cash them out, make sure set the price you want to sell them for and don't look back because you're almost always going to leaving something on the table. And make sure you're cashing them out for something of value, so that you don't look back and think you could have gottem more.

So if you're doing it to pay off some high interest debt, it's probalby a good idea.
If you're doing it for a trip to Mexico, you'll probalby feel better about waiting.