[@theCBE]

Originally Posted by Flame On

Barclays.
Funny because I had assumed that it was my Student Loans from Glasgow but it turns out it wasn't.
So the question is do i contact the agency and ask them if they have that?

I would wait until they contact you again before asking them if they have proof that your original creditors tried to demand repayment. In the meantime I would talk to a lawyer or credit councillor to find out what lengths the collection agency is able to go to get repayment of a purchased foreign debt.

The 6 year limit comes from UK legislation so there is a questions as to what degree a Canadian court will recognize foreign law.

Chances are that the collection agency bought the debt for much less then you actually originally owed. So they may be willing to settle with you for a little bit over their cost.