I rear ended a guy about 2.5 years ago. My little plastic car didn't fair too well against his big metal truck. Damage to his truck? A 1/2" tear to the rubber guard on his bumper. Mine? Hood bent, bumper wrecked, radiator cracked and head lights broken. We were traveling at less than 40 km/hr and I had already begun to break when I hit him, so I'm not quite sure how fast I was going when we collided.
The guy kept teasing me that he's feeling back and neck pain and he can feel a million dollar lawsuit coming on. For the next two years I was worried, but nothing came of it. I reported the accident to my insurance company and at the time that I reported the hit he hadn't reported to his company. I'm guessing he never did but just him teasing me about suing me made me feel uneasy about it for two years.
The guy kept telling me that I'll be buying a new car because it wasn't worth fixing my car. It wouldn't have been fixed if my wife's uncle wasn't a retired insurance agent who began his career as an autobody mechanic. He got parts for cheap and fixed it up for me too. We figure that I saved $2000 by going that route.
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