I carry cash, but never coins. I save my loonies and toonies and spend those at the car wash. If I buy something that would result in me getting change, then I swipe my card. I don't care if it's $1.17, I'm not gonna break at $20 bill. I'd rather inconvenient others swiping the stripe.
In fact, it seems like I only spend cash at pubs, clubs, and vietnamese sub restaurants (the prices are even, so its not a big deal). The rest is always MC
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