Quote:
Originally Posted by photon
This makes no sense, why would the police care if you were filing a false damages report, that's up to the insurance to decide. If the police is concerned that you are filing a false damage claim tell him that you aren't, and that if they want to figure out what really happened that's their job; they're police, investigate the evidence.
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Thats what I don't get about this, it isn't the cops job to assess who is at fault, but rather the insurance company. I don't think the cops can charge you with fraud IF the other party (the person who hit you) isn't disputing that he made the damage in the first place.
So your 2 options are this. Call the guy who hit you after you get an estimate and ask him if he is going to pay - if not, file an insurance claim and let them sort it out.
Also, if you were so inclined, you have the A-form, you know the make/model number of the car that hit you, take some pictures of the bumper of a similar car or get the specs to prove that it could have made the damage.