Quote:
Originally Posted by First Lady
Generally witnesses "in" any of the vehicles involved are not considered independent witnesses.
I would report to your insurer. Even if you do not have collision coverage; you were rear-ended and had a passenger. There is huge potential for injury claim.
Get your guys working for you; that's what they're there for. 
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agreed, its a hassle, its long and tedious, and it really pisses me off, but insurance is the only sure way to get your vehicle repaired. going outside is great, and when it works, it saves people bundles, but if i was on the receiving end, unless i got pretty much a 'blank cheque' for the damages done (not that I would screw the person over, but without a guarantee or at least some pretty good asusrance they wouldnt try to get out of paying), id be pretty wary about not calling insurance...
if he hit you, he should be kissing your ass that you dont go to the insurance company. it can only hurt him if you do.