GEt a copy of the RPR (real property Report) and check it against the survey. Surveyors can be wrong. I managed a project two years where the I had to send 3 different survery groups out to a gas plant and had different results every time.
If the RPR backs up the legal survery you are screwed. Did you take insurance when you bought the house? There would have been an option to take out insurance if your fence was on his property. IF he is right with his survey he can move the fence at your cost. Let's hope for your sake he doesn't know that. As far as your deck, an easement in only $250. Just cut the corner of the deck off to avoid it. It sucks
Sorry to hear your bad news. My house turns 100 next year so I know of the problems you mention. The previous owner wouldn't pay the insurance on the fence encroachment but did pay the easement on my deck being to close to the fence. My neighbour doesn't care about the 12". She is lazy and means less grass to cut.
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