I would agree with you guys about the social safety net...if it was more truthful!
I don't know anyone who has made terrible decisions based on the social safety net being there to support them. I do know of people who faced horrendous accidents and trauma in their lives though who were able to overcome their temporary situation because of the safety net being there to help them when they clearly needed help.
Its trite to suggest that everyone using the social programs is doing so because of poor decisions, or is trying to take advantage of the system. Sure, a very small percentage is...but you can't base your system on the lowest common denominator.
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