It's been a couple years since I've done this, but the home buyer's plan is a canandian government thing and it doesn't matter where your RRSPs are, or where your mortgage is. I think there's info all over the net that talks about this plan, and how to sign up for it.
Just remember that you have to pay at least 1/15 of those RRSPs back every year until they're paid off. This means that those RRSPs you pay back into the plan aren't tax deductible.
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