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Old 02-13-2008, 12:49 PM   #71
ken0042
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Join Date: Apr 2004
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Quote:
Originally Posted by Slava View Post
The problem with this cap though is that most drivers saved insignificant amounts of money, and the damages were capped...so the profits simply remained with the corporations.
Exactly. Another thing I was thinking of the other day... the law says we must have a minimum of something like $250K of PLPD on our insurance. How many of us have that little? How many of us have $1M or even more? I know I went to $2M a while ago not just for the PLPD aspect; but also to increase my coverage for an underinsured motorist.

Why did I do that, so that in the case of an accident I am covered financially.

Insurance companies- pay for our damages. If there's an issue with people defrauding the insurance industry loby the gov't to make insurance fraud a serious crime. Don't punnish innocent idividuals (your customers) for people who commit crimes.
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