Quote:
Originally Posted by Ozy_Flame
Guys, is anyone else around here besides myself in favour of a cap? It's so easy to think of the victims, but what about people who accidentally hit someone and become victims themselves of insurance fraud?
I find it very easy to say "get rid of caps!" but all it takes to nudge someone is one slippery road and you're in a whole heap of trouble without an insurance cap...
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I can understand your concerns, I have them aswell. But putting a cap in place is not the answer. We have a court system in place. Rewards were not being rewarded like they were in the USA. We really didn't have a problem until the cap came in.
Can you imagine if you were in a car accident and had a soft tissue injury? Some muscle or nerve strain that you couldn't fix and gave you a bunch of pain for a long time and all you could get was $4000. Did you deserve that?
Not to mention, why is it stuck at $4000. Shouldn't it increase at the rate of inflation?