Quote:
Originally Posted by Ozy_Flame
Guys, is anyone else around here besides myself in favour of a cap? It's so easy to think of the victims, but what about people who accidentally hit someone and become victims themselves of insurance fraud?
I find it very easy to say "get rid of caps!" but all it takes to nudge someone is one slippery road and you're in a whole heap of trouble without an insurance cap...
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Like troutman said above, you have to PROVE your damages in court. Most fraudsters are discovered before a payout is made. The incidence of these things is actually quite low but the media does a good job of sensationalizing the odd instance when one of them slips through the system.