I don't have Visa at all.
Found these guys:
http://www.alertpay.com/
He says Paypal screwed him out of $1500 a few years ago, so he doesn't use paypal. I really want the laptop, but I've given him a bunch of options that I'd accept, if he doesn't want to do it he must be scamming. I'll stalk him around craigslist and warn people to not buy from him
I don't see what's wrong with Fedex COD.