I've never had a card company report an R2 on me; which means 1-2 months behind on Revolving credit.
Especially if it's just once- they don't want to tick off a good customer.
That being said; if they report an R2- IIRC it will come off your credit really quickly; like 6 months or maybe a year. (As I said, nobody's ever dinged me so I don't know for sure.)
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