Quote:
Originally Posted by Dan02
Why? is it really any different then using a credit card? How often does anyone check the signature and if they do, and it's different have they ever said anything? or at the self serve checkouts where no one checks them, or at the gas station where they don't even ask for your signature or any verification when you use pay at the pump, debit cards are no less secure then other forms of plastic.
And as for carrying cash, why would someone be so stupid to do that, you lose/get your wallet stolen there is no getting the cash back, on plastic it might take awhile but eventually you get your money back if you are the victim of fraud.
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Debit and credit are very similar in terms of security, but I believe that credit can save you at least 5% or more on every single purchase based on fees, charges, and lack of reward programs. So my motivation for using credit/cash is for monetary gain and convienience, not for security.