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Originally Posted by fotze
If they made me pay that money I would snap. This is why we pay fees and put money in a BANK. That is the whole point of a bank, a secure place for your money. If someone robs a bank, the bank eats the cost, its the exact same thing.
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And that's why banks have a great CTA (Cover Their A**) and a bunch of lawyers to enforce it -- it's the booklet full of legalese in really small print that says that if you violate what's in that booklet, the bank is not responsible...
so if the bank ever asks if you've written down your PIN number, and you say "Yes" or if they ask if you shared the PIN number with a spouse or anyone else and you say "Yes", you've violated the agreement and it is not their problem anymore...
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I would bet at this very moment banks are lobbying the government to somehow get the customer to foot the bill for these incidents.
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In the identity theft seminar I attended, it was mentioned that banks are looking at ways to make the customer pay for the costs...so this would not surprise me at all