First off, do you have a good gaming PC? It doesn't sound like you do, but if so then the 360 is a waste of money. Essentially every good 360 game makes it to the PC eventually and the PC versions are always better (better controls, better graphics, mods, etc.).
The next question is what type of games do you like to play? If you like first person shooters or racing games then it's the 360. That's essentially all the system is. There's the odd game that doesn't fit in that genre, but they're few and far between.
If you're more into action, platformers, and RPGs then the PS3 is clearly the better option.
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