06-20-2017, 12:01 PM
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#3
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Franchise Player
Join Date: May 2004
Location: Marseilles Of The Prairies
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Yup. City only owns the Mains and the Tie Ins, everything past the property line was installed by the homebuilder and purchased by the homeowner when they bought the house/property.
This goes for sewer lines as well.
That said, depending on their insurance coverage and the reason for the break, it could be covered. If they rented an auger to put in sonotubes or something and drilled through it, they are 100% SOL.
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Quote:
Originally Posted by MrMastodonFarm
Settle down there, Temple Grandin.
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06-20-2017, 12:02 PM
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#4
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First Line Centre
Join Date: Jun 2011
Location: Edmonton
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I live in an old neighbourhood and get a few salesmen coming by trying to sell me waterline insurance to cover the line in the backyard. The insurance seems like a scam as it is priced high and covers up to $10,000 in repairs.
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06-20-2017, 12:05 PM
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#5
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First Line Centre
Join Date: May 2012
Location: The Kilt & Caber
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Quote:
Originally Posted by aaronck
it sounds like it could cost between 5 and 8 thousand...
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$5,000-$8,000 seems really low?
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06-20-2017, 12:20 PM
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#6
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Powerplay Quarterback
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Quote:
Originally Posted by aaronck
A friend had a water line break in his yard- City says it's his responsibility and he'll have to find a contractor to fix and pay on his own. Has anyone run into this? Would insurance cover it? I've never heard of this happening and it sounds like it could cost between 5 and 8 thousand...
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The quote he is getting sounds about right, knew someone that went through this a few years ago and it seems in line with his costs. He was without running water for about a week while it was being fixed.
The only part that insurance would cover is the damage caused by leaking water and not the physical break itself.
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06-20-2017, 12:37 PM
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#7
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Franchise Player
Join Date: Dec 2003
Location: Calgary
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Quote:
Originally Posted by GP_Matt
I live in an old neighbourhood and get a few salesmen coming by trying to sell me waterline insurance to cover the line in the backyard. The insurance seems like a scam as it is priced high and covers up to $10,000 in repairs.
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Some insurers add this covergae to a regular home insurance policy.
If you don't have that specific coverage there is no coverage for the line or digging of the yard. Likely only from any damage inside ..... Depending on how it got inside.....
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06-20-2017, 01:54 PM
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#8
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Powerplay Quarterback
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Thanks for the replies! I'll let him know to check insurance, but looks like he's probably on the hook for the $$. What a bummer thing to happen-
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06-20-2017, 02:01 PM
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#9
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Powerplay Quarterback
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Quote:
Originally Posted by aaronck
Thanks for the replies! I'll let him know to check insurance, but looks like he's probably on the hook for the $$. What a bummer thing to happen-
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Once the line is excavated, have him get someone to confirm that the initial install was done according to code and the proper materials were used. If the city inspection allowed something to get through that shouldn't have, he could try to get the cost back from the city. Unlike a home inspector, I'm pretty sure a city inspector is liable for their inspections.
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06-20-2017, 04:26 PM
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#10
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Franchise Player
Join Date: Apr 2003
Location: Not sure
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What you're looking for is service line coverage. Generally included in most carriers policies under enhanced water damage coverage. Limit is typically $10k.
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06-20-2017, 04:57 PM
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#11
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Franchise Player
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Yikes, they're quoting 5-8k for a service line repair?? That's crazy high.
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06-20-2017, 05:30 PM
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#12
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Franchise Player
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^ I am assuming that price includes some excavation work - price could be worse if the line is under the driveway like it is in my house
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If I do not come back avenge my death
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06-20-2017, 05:49 PM
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#13
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Franchise Player
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To install a new private service for an infill is about 4-5k. To install the whole service. 8k to repair a service is robbery.
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06-20-2017, 08:59 PM
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#14
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Powerplay Quarterback
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Quote:
Originally Posted by V
To install a new private service for an infill is about 4-5k. To install the whole service. 8k to repair a service is robbery.
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Any recommendations as to who to call?
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06-20-2017, 09:01 PM
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#15
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Franchise Player
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Quote:
Originally Posted by aaronck
Any recommendations as to who to call?
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Ghostbusters.
Obviously.
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06-20-2017, 09:02 PM
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#16
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Franchise Player
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Quote:
Originally Posted by llwhiteoutll
Once the line is excavated, have him get someone to confirm that the initial install was done according to code and the proper materials were used. If the city inspection allowed something to get through that shouldn't have, he could try to get the cost back from the city. Unlike a home inspector, I'm pretty sure a city inspector is liable for their inspections.
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Safety Codes Act inspectors are not liable for missing something on inspection. The installer could be liable though so still worth checking.
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06-21-2017, 07:10 AM
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#17
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Scoring Winger
Join Date: May 2008
Location: Syracuse, NY
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"A friend" eh?
__________________
...Rob
The American Dream isn't an SUV and a house in the suburbs;
it's Don't Tread On Me.
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06-21-2017, 09:46 AM
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#18
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First Line Centre
Join Date: Feb 2013
Location: Field near Field, AB
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Quote:
Originally Posted by llwhiteoutll
Once the line is excavated, have him get someone to confirm that the initial install was done according to code and the proper materials were used. If the city inspection allowed something to get through that shouldn't have, he could try to get the cost back from the city. Unlike a home inspector, I'm pretty sure a city inspector is liable for their inspections.
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Most city inspectors will admit their liability, it's getting management and the City of Calgary law claims to department to agree and go along with this.
You are looking an extensive battle, and potential legal bills even if the City is at 100% at fault.
As far as the property side goes, based on install, I thinking plumbing was a single year under the new home warranty and two years as of last February.
I do agree though, check where your break is (you can have camera people in such as Electic Eel) before you excavate. Also, when you do excavate, check the slope on your new pipe before covering it up.
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06-22-2017, 12:11 PM
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#19
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Franchise Player
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Quote:
Originally Posted by aaronck
Any recommendations as to who to call?
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I have good contacts up in Edmonton, but they don't operate in Calgary.
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06-22-2017, 01:33 PM
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#20
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Franchise Player
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Quote:
Originally Posted by calgarywinning
Most city inspectors will admit their liability, it's getting management and the City of Calgary law claims to department to agree and go along with this.
You are looking an extensive battle, and potential legal bills even if the City is at 100% at fault.
As far as the property side goes, based on install, I thinking plumbing was a single year under the new home warranty and two years as of last February.
I do agree though, check where your break is (you can have camera people in such as Electic Eel) before you excavate. Also, when you do excavate, check the slope on your new pipe before covering it up.
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City Inspectors for plumbing code have no liability. Section 12(2) of the safety codes act excempts them and the city.
Maybe if you could prove negligence by the city you could get around section 12(2) but that is a much higher hurdle than missing something during the inspection.
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