I wouldn't try it without a lawyer, but my lawyers have always been free. My wife recently sold "her" house to "us" for the sum of "$1 plus other valuable consideration, namely love and affection." To make this happen, I had to sign some form to authorize her to sell her house to us because I was already living there, and therefore had some legal (although not on paper) interest in the house.
It's more complicated than it seems. I'm sure any competent lawyer could do it relatively easily, and without too much expense.
Addendum: we did the legal land transfer, and only later told the bank to amend the mortgage to include my name. No complaints yet...I can't see them complaining if you're ADDING more people who(m?) they can hold liable in case of default.
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