I went with Think Protection when I got rid of my home phone. You have to buy the equipment but monitoring is dirt cheap. Haven't had a break in so I don't know what their response is like but the app goes off instantly if the alarm is triggered. Nice to be able to arm and disarm remotely, I've never even used the touch pad.
I got one of those Q-See camera systems from Costco, it's a bit of a pain to install and configure but nothing too onerous. I can view the live video on my phone, you can also set it to alert you to motion and some other features but I didn't bother since the alarm would let me know something is wrong. I hooked the power feed to the cameras up to a BeeWii smartplug so when someone is at home you just fire up the app and kill the power to the cameras then turn them back on when arming the alarm.
I think all in the alarm and cameras, etc. cost me about $600 - $700 but now I only pay $13/month.
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