Resurrecting this thread, as it looks to be the most appropriate. I’m reviewing our home insurance because it jumped quite a bit this year (no claims for us since we’ve lived here for 15 years), and I see the policy is for a global amount of $3 million, covering dwelling, property and living expenses. Also $1 million liability. That seems rather high for my $370ish home. Or is this the lowest standard amount?
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