Yes. But if the adjuster deems the damage is not done by hail, and it's wear and tear due to ####ty shingles. Insurance doesn't cover wear and tear. Crap shingles dried up, cracks and curl. I made a claim in 2012, and was denied. I was advised by my insurance to get a roofer to check it out first this time, so there's no record of another 0 payout claim, and that's what I was told by a roofer outside of insurance this time in 2016
You would have more luck if high wind took some shingles off the roof vs hail as I was told by another roofer back in 2012.
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