Your friend is playing with fire.
Driving without insurance is considered a felony and therefore goes on your criminal record.
It holds a minimum of $2600 fine and if he doesn't pay then minimum of 45 days in jail.
Quote:
54(1) Except as otherwise permitted under this Act, a person shall not do any of the following:
(a) drive a motor vehicle on a highway unless the motor vehicle is an insured motor vehicle;
(b) have a motor vehicle on a highway unless the motor vehicle is an insured motor vehicle;
(c) where a person is the registered owner of a motor vehicle, permit another person
(i) to drive the motor vehicle on a highway, or
(ii) to have the motor vehicle on a highway, unless the motor vehicle is an insured motor vehicle;
(d) give or lend a financial responsibility card or a copy of it to a person not entitled to have that financial responsibility card or copy.
(4) A person, other than a corporation, who contravenes subsection (1) or section 52(1)(h) or 167(8) is liable,
(a) for the first contravention, to a fine of not less than $2600 and not more than $10 000 and in default of payment to imprisonment for a term of not less than 45 days and not more than 6 months.
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I hope the police are in a good mood, for his sake.