I struggle with this question as well. There is a simple solution to your answer though since your mortgage will be paid out in 5 years you could always keep your current residence and rent it out and use that rental income to pay a large chunk of the mortgage on your new house.
This keeps the asset for future and provides you a nice steady income. If you don't like the new house and it isn't bringing you the joy you thought it would you can just sell and always have the bungalow as a backup
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