As a banker I can tell you that almost all with redeem it if you are persistant enough. As everyone has said we will charge you a fee (for us it can be around $200) and you will get no interest. As long as it is not a regular occurance it is usually not a big deal. Financial hardship does happen and just explain yourself thoroughly. It will have to go through manager approval which should not be an issue as long as you are honest about it and not a PITA.
|