Quote:
Originally Posted by GGG
I think presumed liability is good from an insurance stand point. As a bike commuter I wouldn't have issues buying insurance for myself however for a casual cyclist this would become a burden. And since most people biking also own cars it's would be cost effective for the insurance burden for injured cyclist to be born by all drivers as a default unless you can prove the cyclists is at fault. It's not that palatable from an equality under the law stand point but from a best interests of society it has a lot of merit.
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Presumed liability would really only work if every party was required to obtain insurance.
Further, I think society is best served by parties bearing the costs of their own decisions. The fewer externalities the better.