I'm currently being offered a five year variable at prime minus .3%. It is on a 5 year variable though so I'm a little hesitant. I was once told though that a prime minus mortgage would never happen and if to did to jump on it. I have a meeting set up with them for Monday, my renewal doesn't come up till July but they are doing early renewals and the rates are starting at 1% lower then my current (3.79).
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