Buying a newer type vehicle while planning a long time investment/real estate purchase are in conflict with your intentions.
A vehicle is a depreciating asset which will directly effect your ability to pay towards your long term purchase which shouldn't depreciate.
I liked the one posters idea of purchasing a reliable older vehicle.
If you calculate the interest on the payments for the real estate with a new car purchase and then you calculate the interest payments on the same purchase with the money from the car going to the principle of real estate loan you will see that after five years, the interest savings alone will buy you the new car.
Mortgage is latin for Death Loan.
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